San Diego Short Sale Experts – Helping San Diego Home Owners with Short Sales
San Diego Short Sale Experts – Helping San Diego Home Owners with Short Sales
San Diego Short Sale Experts – Helping San Diego Home Owners with Short Sales
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Home Page > Finance > Real Estate > San Diego Short Sale Experts – Helping San Diego Home Owners with Short Sales
San Diego Short Sale Experts – Helping San Diego Home Owners with Short Sales
Posted: Nov 02, 2010 |Comments: 0
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San Diego Short Sale Experts – Helping San Diego Home Owners with Short Sales
By: ian
About the Author
Ian has been in the real estate business for over 10 years. His company has over 35 years of short sale and real estate experience. We are also a full service real estate company that can help you find a new house, sell your current house or guide you through the short sale or loan modification process.
619-272-2662
We are San Diego Short Sale Experts
(ArticlesBase SC #3596179)
Article Source: http://www.articlesbase.com/ – San Diego Short Sale Experts – Helping San Diego Home Owners with Short Sales
Is a short sale right for you?
If you are like most people, your house is under water. Meaning you owe your mortgage company more than you could sell your home for. When people are in this situation it makes it hard to continue to pay your mortgage payments. Its like a black hole. You may not see the light for 10 more years when the market comes back.
If this is like your situation, a short sale can help. Its an option besides foreclosure and looks better on your credit.
What is a short sale?
A short sale is when you decide to sell your home but you have no equity. In this situation, you have to get permission from your mortgage company to release you from the mortgage debt as there will not be enough funds to pay them off.
In order for your mortgage company to agree to this, they make you submit all your current financial documentation to make sure you are not able to afford paying them the difference between the sales price and what you owe them. This is where a Short sale agent really helps. You have to package the information in a way that the bank can understand that if you have to pay this money back it would put you in a dire financial situation.
You always want to make sure that if your mortgage company approves the short sale that they are releasing you from the liability completely and will not come back to collect the difference later.
For more information check out San Diego Short Sale Experts
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(ArticlesBase SC #3596179)
ian -
About the Author:
Ian has been in the real estate business for over 10 years. His company has over 35 years of short sale and real estate experience. We are also a full service real estate company that can help you find a new house, sell your current house or guide you through the short sale or loan modification process.
619-272-2662
We are San Diego Short Sale Experts
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san diego short sale, short sale san diego, prevent foreclosure, stop foreclosure, short sale my home, short sale faq
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Ian has been in the real estate business for over 10 years. His company has over 35 years of short sale and real estate experience. We are also a full service real estate company that can help you find a new house, sell your current house or guide you through the short sale or loan modification process.
619-272-2662
We are San Diego Short Sale Experts
When it comes to helping San Diego homeowners avoid foreclosure on their property there are a large group of choices that they have from choosing the right real estate agent to trying to work and negotiate with banks and lenders. One North County San Diego real estate broker is finding that his expertise in knowing how to negotiate loans and working with banks is helping homeowners with short sales sell their homes in half the time that normal agents are normally able to get it done. Real Estate Agent and Broker Troy Huerta, of Real Estate Insight, has also been hired by Coldwell Banker to help with all of their San Diego County short sale property negotiations due to his expertise in the mortgage loan industry. Huerta has been able to achive great success in the short sale of properties selling in half the time of normal agents due to his extensive background in the mortgage business. “I have been liscensed in San Diego for twenty years and most of my background source: FPR has been in the mortgage industry negotiating with lenders”, said Huerta “I know how to underwrite a file to see if someone really qualifies for a hardship” “Most real estate agents just take a listing and send several offers to the bank and wait to let the bank negotiate the sale”, he continued “As an agent it is our job to negotiate a short sale transaction, which is why I am so successful in getting closings in half the time”. The services of an experienced Short Sale Broker are becoming even more …